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well that's a great plan sir johannpiber! I love that plan. Kids will be on their own, you guys will be free. You'll still be young enough to enjoy life! Do you have any hobbies or anything you want to increase your time doing when you retire?

Good morning, dear Jonboy, it's a long time until then und we have only made some plans for travelling, so we do not get bored old people ;)
I do not know yet what will come and what our children will do then. The kids are in their mid 20s and will not need us that much anymore.

Howdy again sir johannpiber! The kids are still living at home though right? I bet they'll get tired of that pretty soon. oh, you mean by the time you guys retire the kids will be in there mid-20's. got it.

Yepp, they are 16 now and still at home, of course ;)

ok sir johannpiber, I remember now. and the government there pays for college if they want to go?

Yes, school here is free and if you study the costs are nearly nothing against the costs you have.

Hi @janton, you have some costs here, but I don't think that any kid will be in debt here because it studies, certainly not for years.