Hello, dear friend @carlir.

The lower class of Venezuela is made up of 90% of the population, so the most affected are all, or almost all.

Insurance companies are companies that have existed for many years in the world and in my opinion, they provide a great service despite being high-risk investment companies.

It is always better to have a policy and not need it, than to need it and not have it ... remember that?

best regards, juan.